Big Repairs Shouldn’t
Break the Budget.
Whether you’re replacing an AC system, upgrading your electrical panel, or rewiring your home, Al-Air offers flexible financing options to spread the cost into manageable monthly payments. Apply in minutes — no hard credit pull to check your options.
No Hard Pull to Check Rates
Low Monthly Payments
Fast Approval
From Estimate to Approved in Minutes
Our financing process is fast, simple, and doesn’t require a hard credit pull just to see your options.
Call us or book online. A licensed technician assesses the job and gives you a written quote before any work begins.
Apply through FTL Finance in minutes from your phone. Check your options without affecting your credit score.
Once approved, we schedule your service. You get the work done now and pay over time at a manageable monthly amount.
Available for HVAC & Electrical Work
Financing is available for most major services — including everything from a full AC replacement to a complete home rewire.
AC Replacement & Installation
A new HVAC system typically runs $4,000–$12,000+. Financing lets you replace your failing unit now instead of suffering through Florida heat while you save up.
Electrical Panel Upgrades
Panel upgrades run $1,500–$4,000+. If your home needs more capacity — or your insurance is demanding an upgrade — financing makes it immediately accessible.
Home Rewiring
Full home rewires run $3,000–$15,000+. When your insurance company is demanding it — or when aging wiring becomes a safety issue — don’t let cost be the reason you wait.
Air Duct Cleaning
Whole-home duct cleaning typically runs $300–$700. Available for financing as part of a larger HVAC job or maintenance package.
Electrical Service Work
Larger electrical jobs — outlet upgrades, subpanel additions, generator hookups — are eligible for financing. Ask your technician at the time of your estimate.
Not Sure If Your Job Qualifies?
Just ask. If your job is eligible for financing, your technician will let you know at the estimate — or call us ahead of time and we’ll answer your question directly.
Don’t Delay a Safety Repair Because of Price
Some repairs — a failing AC in Florida summer, outdated wiring flagged by your insurer, a panel that keeps tripping — can’t wait. Financing exists so you don’t have to choose between your family’s safety and comfort and your monthly budget. Al-Air’s financing partner offers competitive rates, fast approvals, and flexible terms designed for homeowners, not just people with perfect credit.
See your financing options without affecting your credit score. Apply takes about 5 minutes.
Most approvals come back in minutes. You can have your project scheduled before the end of the day.
Multiple loan terms and monthly payment options available. Choose what works for your situation.
Financing applies across Al-Air’s full service lineup — not just one type of job.
Financing FAQ
Answers to the questions homeowners ask most about Al-Air’s financing options.
Checking your rate does not require a hard credit pull. A hard pull only occurs if you accept a loan offer and proceed with financing.
Most applicants receive a decision within minutes. In most cases, you can apply, get approved, and schedule your service the same day.
Financing is available across a range of credit profiles. There is no minimum score to apply — your options and terms will depend on your credit profile.
Yes. If you have a same-day emergency — a failed AC in July, an electrical hazard that needs immediate attention — you can apply for financing while we’re on site or before we arrive.
Visit ftlfinance.com/homeowner or ask your Al-Air technician at the time of your estimate. You can also call us at (407) 506-5957 and we’ll walk you through it before your appointment.
Loan terms vary — ask your technician or our office and we’ll confirm the terms of your specific offer. Many financing plans allow early payoff without penalty.
Serving Central Florida: Orlando • Kissimmee • Clermont • Davenport • Lakeland • Poinciana • St. Cloud • Winter Garden • Winter Haven
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Don’t Wait — Get Your Free Estimate & Apply for Financing
Call or book online. Your technician will walk you through financing options at the time of your estimate — no commitment required.
Licensed & Insured • Free Estimates • Financing Subject to Credit Approval • No Surcharges Ever